Marco Island real estate and homes for sale in Florida - Patrick Wilkins, REALTOR® Patrick Wilkins REALTOR(r) for Marco Island, Florida real estate - NUMBER1EXPERT™ Patrick Wilkins NUMBER1EXPERT(tm) for Marco Island, Florida real estate

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Patrick Wilkins, REALTORŪ, real estate agent and broker for Marco Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What trendy and highly unusual hotel must be totally rebuilt every year?

A 
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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You were professional, thorough and effective.
I am writing to say "THANK YOU" for the superlative job you did in selling our home on Marco.
Jerry K. Myers
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Patrick Wilkins, REALTORŪ, real estate agent and broker for Marco Island Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Patrick Wilkins
Keller Williams Realty

713 Bald Eagle Dr.
Marco Island, FL. 34145
239-970-3444
Cell: 239-290-8593
Fax: 888-380-4441
Email: PatWilkins@MarcoExpert.com

In 2004 Pat Wilkins was the #1 RE/MAX Agent Worldwide. He has been in the TOP 20 in Florida for the past five years. Pat is in the Hall of Fame and has been in the Platinum Club for the past several years. Pat knew early on in order to be successful he would need to stay abreast of new technologies and of new developments in the world of computers. His office is equipped with the most current hardware and software to better service his clients. Pat has been in the Real Estate business for over twenty years, nineteen of those years selling on Marco Island. "PAT WORKS HARD FOR YOUR MONEY".

CLHMS Equal Housing




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