• Year 2002 Number 1 Individual Agent in RE/MAX of Florida

• Year 2002 Number 2 Individual Agent Worldwide RE/MAX

• Year 2001 Number 2 Individual Agent Worldwide RE/MAX

• Year 2001 Number 1 Individual Agent in RE/MAX of Florida

• December 2000 Number 4 YTD Individual Agent Worldwide RE/MAX

• December 2000 Lifetime Achievement Award Candidate $3M in commissions

• November 2000 Top Producer in RE/MAX Results Realty (10/00)

• October 2000 Number 6 YTD Individual Agent Worldwide RE/MAX

• October 2000 Number 1 YTD Individual Agent in RE/MAX of FL

• October 2000 Recognition from RE/MAX Times Associate Editor - Top 100 in the United States

• September 2000 Top Producer in RE/MAX Results Realty (8/00)

• August 2000 Top Producer in RE/MAX Results Realty (7/00)

• January 2000 - July 2000 Number 4 YTD Individual Agent Worldwide

• June 2000 Number 1 YTD Individual Agent in RE/MAX of FL

• June 2000 Thank you letter from Customers: Dick and Peg Haberlin

• January 2000 - May 2000 Number 8 YTD Individual Agent Worldwide

• May 2000 Number 1 YTD Individual Agent in RE/MAX of FL

• May 2000 2000 Member of the Platinum Club - "The elite of the elite"

• April 2000 Number 2 YTD Individual Agent in RE/MAX of FL

• April 2000 Top Producer in RE/MAX Results Realty (3/00)

• March 2000 2000 Member of the 100% Club

• March 2000 Marco Island Eagle Article (Recognition of #1 seller in FL)

• March 2000 Number 11 in RE/MAX Worldwide for 1999

• March 2000 Number 9 in RE/MAX USA for 1999

• February 2000 Number 1 YTD Individual Agent in RE/MAX of FL 1999

• February 2000 Recognition at the RE/MAX Intern'l Convention in Las Vegas '99

• January 2000 Top Producer in RE/MAX Results Realty (1/00)

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About Appraisals >Three Caballeros When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties. Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price. This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks. See All Tips In The "About Appraisals" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What was a sure way to accumulate wealth through the 1970s and early 1980s? A  Many people made their fortunes in real estate during this period. See More Real Estate Trivia >